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AI -powered Credit analysis platform for global Banks and Lenders

Turn pdf/excel financial statements into customised comprehensive credit memo with full financial analysis, trends analysis, risk and ratio analysis for decision, and save hours everyday.

Connect all your third party tools & data to automate your commercial Credit

analysis process on Auto-pilot.

From credit bureau data to KYB screening and market data,  our AI native platform turns vast amount of unstructured data into structured data that enrich your AI generated credit memo for decision.

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crediflow portfolio monitoring
process flow

Upload your financial statements

credit analysis

Credit Analysis & KYB using AI

credit scoring

Credit Memo

Auto-generated

We leverage cutting edge AI/ML technology to generate comprehensive credit memo on auto-pilot.

Our platform can be fully Integrated and connected to your CRMs, Credit Bureau and Loan software to automate the end-to-end credit assessment process from origination to decision.

Why Crediflow AI

Take control of your Commercial credit operation and scale

100x faster.

no code tool

No-Code AI credit Tool

Build custom Credit onboarding and Application flows.

Build custom onboarding flows using No-code. 

 

Create your own credit product with custom credit scorecards and criteria.

 

Define your risk weighting & scoring methodology. 

 

Automate your end-to-end credit analysis and monitor your portfolio from a single end-to-end platform.

AI for Credit Analysis

Turn pdf financial statements into comprehensive Credit analysis with AI/ML.

We use AI and Large language model (LLM) to parse financial statements and structure them into IFRS standard.

 

Our AI & ML model turn financial statements into risk analysis, ratio analysis, trend analysis with credit recommendation into a customised credit memo for review and decision.

AI co-pilot
decision engine scoring

Build your Automated Credit Scorecard

Inbuilt credit scoring model leveraging external market data and ML predictive analysis.

Build your own credit scoring model on Crediflow AI in line with your credit risk appetite, leveraging external credit bureau and market data.

 

No need to download a new credit report or rely on external credit bureau every time you receive a new credit application. 

Automate customers Annual reviews and Portfolio monitoring.

Automated Portfolio Monitoring and Annual reviews with Alerts system.

Crediflow will automatically monitor your portfolio and automate your annual review process of low risk customers whilst our AI alert monitoring system will allow you to focus on higher risk customers.

Manage your portfolio risk classification and exposure concentration all from the same platform.

AI powered dashboard
KYC Automation

Automated KYC & AML

Automated Due diligence and KYB & AML screening to mitigate compliance risks and Fraud.

Our ML model will automatically research your customers and run KYB/ AML and sanctions screening to mitigate any compliance or fraud risk.

 

Saving your team considerable time and effort by automating customers due diligence using AI as part of the credit analysis process.

API connection to go live in minutes. 

From one API integration to

powerful AI automation.

Crediflow AI has been built to work with your enterprise stack. Connect your CRM, Apps, Website, Credit Bureau, Loan management platform or Backend operation and go live in minutes.

customer dashboard
business dashboard

Resources

The latest from Crediflow AI

Our Clients

Why companies like Crediflow?

" Our volume of Credit application increased - Our team capacity didn't"

As a company, we did not know how we could leverage AI to power our Credit Underwriting operation.

 

Crediflow proprietary AI & LLM allowed us automate our credit assessment and underwriting process from start to finish. We subsequently increased our credit application volume without increasing cost and compromising on credit quality. 

existing client 3

Sam Nlam
Head of Underwriting at Credit NVIGO

"Our AI-powered Credit analysis platform helps Credit analysts & Underwriters automate all their manual tasks and reduce time to decision".

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